Choosing the right retirement planner can be the difference between retiring now or not retiring at all. According to an Insured Retirement Institute (IRI) study conducted in August, 52.8 percent of Baby Boomers and 62.5 percent of Generations Xers have not consulted a financial advisor. Why is it that so few people, whether they are president of a company or are younger and still building their nest eggs, seek financial planning advice from a professional? I believe a large part of it is due to lack of education. Some people may think they understand financial planning because they bought stock
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